[.ca] Start Late, Finish Rich (Canadian Edition): A No-Fail ... (ISBN 0385661320)

Amazon.ca:
"It's only too late if you give up," promises David Bach in the Canadian edition of Start Late, Finish Rich, and with those words the money coach props up the sagging hopes and deflated egos of many readers who fear they have squandered their financial futures. The best-selling author of Smart Women Finish Rich, Smart Couples Finish Rich, The Automatic Millionaire, and others is aiming his latest book at all of the people who say they wish they knew 20 or 30 years ago what they know today about money. In his earlier books, Bach helped readers identify their "latte factor"--the small daily splurges that add up to a lifetime of living paycheque to paycheque. In this book, he helps readers find the "double lattes"--the satellite dishes, DVD subscriptions, giant pick-up trucks, and other larger annual extravagances that they can easily live without. Once readers wrangle their spending under control, he recommends ways that they can turbo-charge their earnings power by starting a small business, direct selling, auctioning items on eBay, or becoming a landlord. Then, when people have built up some assets, Bach offers advice on dividing the spoils into three equal pots of real estate, stocks, and bonds. With Bach's cheerful prodding, readers can overcome their inertia and start putting into place his simple plan. "The fact is, most people overestimate what they can do financially in a year--and underestimate what they can achieve financially in just a decade or two." After all--as Bach says--the past will continue to be your future if you drag it along with you. --Carolyn Leitch