[.ca] The Budget Kit: The Common Cents Money Management Workbook (ISBN 1427796726)

The best book on budgeting I have found:
I have found Judy Lawrence's The Budget Kit so helpful that I bought copies for two of my friends who were struggling with ways to keep track of their money. It is all about making choices and the need for the information to make those choices. This book is the key to keeping that critical information up-to-date and available. Not knowing where you money is coming from or going is like driving with your eyes closed. Lawrence makes the process so positive and simple , it becomes enjoyable and empowering. I highly recommend this book to anyone. Buy it as a wedding present, as a graduation gift, as an anniversary gift for you and your spouse.

I got myself out of debt with this book:
When I first tried to make a budget using this book I spent a week crying. How could I possibly accomplish my goal to get out of debt and have any kind of fun? Once I actually starting living with the budget I found it very freeing. The first year that the holiday season came around and my money for gifts and travel was sitting there waiting for me I was thrilled. 3 years later I am out of debt and that initially "impossible" amount of money that was going into credit card payments is now going into savings account :-) Last year I REALLY wanted a photo printer mid year. Did I pull out a credit card and buy it? Nope. I went to my handy 12 month plan of occasional expensesm and thought about it. Did I really want the printer more than a hair cut, my next clothing allowance and a bit off of vaction budget? Yup. There was the money for my printer. No guilt. No credit cards. This book is a great tool to get rid of that awful out of control feeling and come up with a plan. My book for year number 4 is going into my shoping cart now.

Best Book on Budgeting:
I am a veteran Certified Financial Planner professional and personal finance author. I've looked for years to find a practical and useful budgeting book to recommend to clients and consumers. Judy Lawrence wrote the best book on budgeting I've seen by far. Most similar products are painfully boring. This book is worth the money and implementing this workbook is absolutely worth your time! It's all about cash flow. Know where you are. Begin managing your cash flow with this workbook and you'll get where you want to be.

A first-rate household tool:
Ms. Lawrence has compiled a simple, no-nonsense approach to understanding and managing one's financial life. Her recommendations and examples are superb, and she communicates the "big picture" effectively. The book is a complete kit by itself, and the associated website offers more outstanding advice and useful tools. Largely due to this book, my wife and I finally understand our household's cash flow, and, more importantly, each other's perspective of money management. I am recommending this book to friends, family, and associates.

A Must Have Book for ALL Households:
After using the third edition of The Budget Kit, I anxiously awaited the 4th edition and was not disappointed! The Budget Kit is a fantastic resource for helping to get your finances in order. It's a great way to track where your money is going or has gone in the past so that you can stay on top of your financial situation. Of course, this means stepping out of your comfort zone and facing your financial situation in the face. However, The Budget Kit is the best way I've found to do just that without leaving you discouraged at the end of the process. In fact, once you've gone through the relevant pages in this book you will be in control of your finances, not controlled by them. The handy perforated sheets make it easy to put what you need together and the Mvelopes program is a perfect companion to the book.