Collection Agency Harassment: What the Debt Collector ... (ISBN 0971711909)

Empowering!:
This book gave me the information I needed to take control. Collection agencies do not have a right to harass you when obviously you've hit a rough time. After reading this book I am no longer intimated by a letter or phone call because I now know my rights and how I can use them. This book was a great source of education and empowering!

Decent Book:
This is a decent book. I am a 3L law student thinking of doing collections. This book is an excellent choice for the average person with no legal education. As a law student though I always expect more though but it does set out the basics in an unbiased manner with the law printed in the appendix. Definitely worth the price. STAY AWAY from To Pay or Not to Pay: Insider Secrets to Beating Credit Card Debt and Creditors by Stanley G. Hilton. I also purchased that book and it was horrible. Even as a 3L I know that many of the "solutions" he outlines are not realistic (suing a doctor for malpractice to stop a collection is pure insanity). Stick with DiMaggio's book.

Collection Agency Harassment: - ok:
so -so review, Mostly common sense. But a few good tips on mounting a counter attack although it doesn't let you know the practicalities of enforcing the FDCPA, namely that federal and state agencies typically don't respond to your complaints except with a form letter and no action.

Worth the price:
I used this book to successfully fight a $20,000 debt that was not even mine. It's true that debt collectors do not want you to know your rights. I wrote a total of 4 letters to the agency, gave them documentation on why I didn't owe it (proved that it had actually been paid off) and they left me alone. It even gives sample letters to write. I highly recommend this book based on actual experience.

Book or On-line info.:
I think u may get all the info. on line rather than pay $$ to buy this book.